Jewelry Insurance Appraisals
Jewelry appraisals safeguard the full value of your fine jewelry in the event of loss, damage, theft, or misplacement. For proper coverage, many insurance companies require a written appraisal by an independent, certified gemologist and appraiser.
Unlike an estate appraisal or Fair Market Value appraisal, insurance appraisals are for the sole purpose of obtaining insurance to recover the value of lost, damaged or stolen items.
We evaluate and document an item’s weight, materials, and unique qualities that determine the realistic cost of replacing an item. Because metal and gemstone prices fluctuate over time, it’s important to have up to date jewelry appraisal reports to maintain accurate insurance coverage for reimbursement or to replace lost, stolen or damaged items.
Our jewelry and watch insurance appraisal reports include a comprehensive and realistic estimated Replacement Value that can help you settle your claim easily and avoid inflated insurance premiums. Your items will be accurately described and valued for replacement in the event of loss, theft or damage.
When You Need a Jewelry Insurance Appraisal:
- Identification and valuation of inherited or purchased items
- Obtaining insurance coverage on jewelry items
- Understanding the replacement value of your jewelry
Is your fine jewelry properly covered? Protect the full value of your fine jewelry by verifying how often your insurance company requires jewelry appraisals to remain valid.
Pricing List
Appraisal for Insurance Scheduling (24-hour turn around)
1st Item $150.00
Each additional item $95.00 per item
Appraisal for Insurance Scheduling (While You Wait)
1st Item $175.00
Each additional item $125.00 per item
Appraisal for Insurance Scheduling (4+ items)
4-6 items $95.00 per item
7-9 items $85.00 per item
10+ items $75.00 per item (Hourly Rate Available)
Concierge Appraisals – In Your Home / Bank Vault / Office
1st Item $175.00
Each additional item - $125.00 per item
10+ Items (Hourly Rate Available)
Travel and equipment set up $95.00 per hour*
*Local travel only. Fee estimate can be provided at the start of the assignment. For long distance travel please call to discuss pricing.
Appraisal Updates
Within 5 years of original report 50% off current appraisal fees
Only for items previously appraised by Cal Coast Jewelry Appraisers.
